Tag: spending habits

Not-to-Buy List: Essential Rules for Smarter, Clutter-Free Spending

Posted on 2026-09-222026-09-22 by Bert Swope

Essential Concepts

A not-to-buy list turns recurring purchase regrets into clear rules that reduce household clutter. List specific categories, record your reasons, allow narrow exceptions, and revise the list as your needs change.

24-Hour Rule: A Simple, Proven Way to Curb Costly Impulse Buying

Posted on 2026-09-162026-09-16 by Bert Swope

The 24-hour rule creates a simple pause between desire and purchase, helping curb impulse buying and support mindful spending. Essential Concepts: Wait one day, check for substitutes, review your budget, and buy only if the item still makes sense.

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